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SOUTH DAKOTA state-specific information

Eligibility Requirements – South Dakota

The household income limits in South Dakota is $110,200 for a 1-4 person household. With 5 or more residents in the household the USDA income limit is $145,450.

Call or fill out a quick online form to see if you can qualify for a USDA loan in South Dakota.

USDA Loans can be used for new or existing properties. USDA income limits and property eligibility must be met in order to qualify for a 100% financing USDA loan. If you have any questions regarding eligibility for the program, feel free to reach out to one of our USDA loan experts.

The map below shows the USDA loan eligible areas for the entire state of South Dakota. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.

Below you will find a link to the USDA income limits for South Dakota:

USDA Home Loan Income Limits South Dakota

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in South Dakota.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your South Dakota USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.110,2

What Areas are USDA Eligible? 

South Dakota USDA Property Eligibility Map

South Dakota USDA Eligibility Map