The average household income limits in New York are roughly $133,550 for a 1-4 person household. With 5 or more residents of the household the USDA income limits are $176,300.

Call or fill out a quick online form to see if you can qualify for a USDA loan in New York.

USDA Loans can be used for new or existing properties. USDA income limits and property eligibility must be met in order to qualify for a 100% financing USDA loan. If you have any questions regarding eligibility for the program, feel free to reach out to one of our USDA loan experts.

The map below shows the USDA loan eligible areas for the entire state of New York. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.

Below you will find a link to the USDA income limits for New York:

USDA Home Loan Income Limits New York

• NO down payment – Finance 100% of your home
• NO maximum loan amount in New York.
  
• NO assets needed to qualify
• Flexible credit guidelines
• Competitive, fixed interest rates so payments do not increase
• USDA Loans are for new and existing properties

Start your New York USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.