USDA Eligibility Tool
No Impact on Credit Score
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USDA HOME LOAN FEATURES
ZERO MONEY DOWN
For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!
AFFORDABLE FIXED 30 YEAR TERM
USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.
GREAT INTEREST RATES
USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.
ROLL IN YOUR CLOSING COSTS
A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.
CREDIT SCORE OF 620
USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.
Start your USDA Loan now! It only takes 30 seconds to see if you qualify.